When Going to Trial Makes Sense in a Car Accident Claim

A lot of people think their case will end with a quick settlement after a car accident. And to be honest, that is usually the case. Settlements are quicker, less stressful, and do not have the stress of going to court.

But sometimes settling does not give you the justice or money you deserve. In such cases, it might be better to take your case to court. If you are not sure if your case fits into that group, it is best to speak with an accident lawyer who can explain your choices. So, when is it really worth it to go to trial?

After Getting Lowball Settlement Offers

Insurance companies do not always act in good faith. They might give you a settlement that only covers your medical bills, not your lost wages or ongoing care. A trial is a way to push back if negotiations break down and the offer does not fully cover your losses. A jury can hear your whole story and give you damages that are right for you.

Liability in Dispute

Sometimes, the other driver or their insurance company just says they are not at fault. Sometimes, they might try to put some of the blame on you. If you disagree about who is responsible, settling may mean getting less money than you deserve. A trial allows you to show things like witness testimony, accident reconstruction, and medical records so that a jury can decide who was really to blame.

In Case of Severe Injuries

If your accident leads to severe injuries, like paralysis, traumatic brain damage, or other conditions that change your life, the money at stake is higher. In these kinds of cases, people need long-term medical care because their quality of life is greatly affected.

When an Insurance Company Acts in Bad Faith

Sometimes insurance companies go too far by delaying your claim, lying about coverage, or refusing to look into it at all. These bad-faith actions can make you feel helpless and angry. A trial not only makes the company take your claim seriously, but it could also cost them more money for what they did wrong.

When Justice Is More Important Than Money

For people hurt in an accident, the trial is also about holding people accountable. Going to court against the person or group that hurt you and letting a jury hear your side of the story can give you a sense of closure and justice that a quiet settlement cannot.

Key Takeaways

• Settling may be the easiest thing to do, but it is not always the best thing to do.
• If you are getting lowball offers, fighting over who is to blame, getting hurt badly, or dealing with an unhelpful insurance company, going to trial may be the best thing to do.
• If your insurance company denies your fair claim, you can file for a trial.
• You can talk to a lawyer you trust about the pros and cons of going to court and decide if that is the best way for you to get justice.