How to Accept Card-to-Crypto Payments with Malum: A Complete Merchant Guide
As online commerce continues to expand globally, merchants are increasingly looking for payment solutions that are fast, secure, and free from unnecessary restrictions. Traditional payment processors often create challenges through chargebacks, delayed settlements, and strict compliance requirements. To overcome these issues, many businesses are turning toward crypto-based payment solutions.
Malum is one such platform that simplifies crypto payments for merchants worldwide. Malum is a global Card-to-Crypto payment gateway that allows businesses to accept card payments and receive instant cryptocurrency payouts. This complete guide explains how merchants can start accepting payments with Malum and why it is becoming a preferred choice for modern online businesses.
What Makes Malum Different?
Unlike traditional payment processors, Malum focuses on speed, flexibility, and merchant freedom. Its Card-to-Crypto technology converts customer card payments directly into cryptocurrency, eliminating banks and intermediaries.
Key differences include:
- Instant crypto settlements
- No chargebacks or disputes
- No mandatory KYC or KYB checks
- Global merchant support
- Multiple cryptocurrency payout options
These features make Malum payment gateway especially valuable for online and high-risk businesses.
Step 1: Signing Up on Malum
Getting started with Malum is straightforward. Merchants can register on the platform without going through lengthy approval processes. Since there are no mandatory KYC or KYB checks, onboarding is fast and efficient.
Once registered, merchants gain access to tools that allow them to start accepting Card-to-Crypto payments almost immediately. This quick setup is a major advantage compared to traditional gateways that may take weeks to approve accounts.
Step 2: Integrating Malum into Your Business
Malum is designed to work seamlessly with online platforms, digital services, and eCommerce websites. Merchants can integrate the payment gateway into their checkout process, allowing customers to pay using their cards as usual.
From the customer’s perspective, the payment experience remains familiar. Behind the scenes, Malum converts the payment into cryptocurrency and sends it directly to the merchant’s wallet.
This smooth process improves customer trust while providing merchants with all the benefits of crypto payments.
Step 3: Understanding the Payment Flow
The Malum payment flow is simple and efficient:
- A customer initiates a card payment
- Malum processes the transaction
- The payment is instantly converted into cryptocurrency
- The merchant receives funds in their selected crypto wallet
This system ensures fast settlement and removes the delays commonly associated with banks and traditional processors.
By using Malum Card-to-Crypto payments, merchants can access funds almost instantly.
Step 4: Choosing Your Preferred Cryptocurrency
Malum supports a wide variety of cryptocurrencies, allowing merchants to select payout options that align with their business strategy. Supported cryptocurrencies include:
- Bitcoin (BTC)
- Ethereum (ETH)
- Litecoin (LTC)
- Monero (XMR)
- USDT
- USDC
- And other supported digital assets
Merchants can choose stablecoins to minimize volatility or major cryptocurrencies for long-term growth potential. This flexibility is a key reason why Malum crypto payments appeal to businesses of all sizes.
Step 5: Managing Fees and Transactions
Malum offers transparent and competitive pricing. Transaction fees typically start at around 3 percent and may vary based on payment volume. Unlike traditional processors, there are no hidden fees, rolling reserves, or unexpected deductions.
All transactions are recorded securely, making it easy for merchants to track payments and manage finances effectively.
Step 6: Eliminating Chargeback Risks
One of the most significant advantages of using Malum is the complete elimination of chargebacks. Traditional card payments are vulnerable to disputes and reversals, which can disrupt cash flow and damage merchant accounts.
Since Malum settles payments in cryptocurrency, transactions are irreversible once completed. This protects merchants from fraud-related losses and ensures predictable revenue.
Step 7: Operating Globally Without Restrictions
Malum supports merchants worldwide, making it an excellent choice for international businesses. Crypto payouts remove the need for currency conversions and cross-border bank transfers.
With Malum payment processing, merchants can focus on growth instead of dealing with regional limitations and banking delays.
Who Should Use Malum?
Malum is ideal for:
- Online businesses and eCommerce stores
- Digital services and SaaS platforms
- Subscription-based websites
- High-risk merchants
- Global businesses seeking crypto payouts
Any business looking for a modern, flexible payment solution can benefit from Malum.
Security and Reliability
Malum uses blockchain technology to ensure transaction security and transparency. Payments are recorded on secure networks, reducing the risk of fraud and unauthorized access.
This decentralized approach provides merchants with greater reliability compared to centralized payment systems.
Final Thoughts
Accepting Card-to-Crypto payments with Malum is a simple and effective way to modernize your payment infrastructure. With instant payouts, no chargebacks, no mandatory KYC or KYB checks, and global accessibility, Malum addresses the most common challenges faced by online merchants.
For businesses ready to move beyond traditional payment processors, Malum offers a secure and future-proof solution. To get started today, visit the official platform here: Malum Card-to-Crypto payment platform.
