Important Update for Ayushman Cardholders: How to Locate Hospitals Offering Free Healthcare in Your City

ByBNW TEAM

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) has emerged as one of the world’s largest government-funded health insurance schemes, covering over 55 crore beneficiaries across India. If you hold an Ayushman card, you are entitled to free hospitalisation up to ₹5 lakh per year at empanelled hospitals.

However, many cardholders do not know how to find the Ayushman card hospital list for their city. This article provides a comprehensive, step-by-step guide to locating empanelled hospitals near you, checking your Ayushman card status, and making the most of your benefits.

What Is the Ayushman Card Hospital List?

The Ayushman card hospital list is a database of public and private hospitals empanelled under the AB-PMJAY scheme. These hospitals have been verified and authorised to provide cashless treatment to Ayushman Bharat beneficiaries.

As of 2026, there are over 27,000 empanelled hospitals across India — including district hospitals, medical colleges, community health centres, and private hospitals. The list is regularly updated as new hospitals are added and underperforming facilities are removed.

Knowing which hospitals are on the Ayushman card hospital list is critical. Treatment at a non-empanelled facility will not be covered under the scheme, leaving you responsible for the bills.

How to Find the Ayushman Card Hospital List Online

Finding the Ayushman card hospital list is simple. Here are the primary methods:

Method 1: NHA Official Website

  1. Visit pmjay.gov.in
  2. Click on “Find Hospital” on the homepage
  3. Select your state, district, and hospital type
  4. You can also filter by specialisation (cardiology, orthopaedics, oncology, etc.)
  5. A list of empanelled hospitals with contact details will appear

Method 2: Ayushman Bharat App

  1. Download the official Ayushman Bharat app from Google Play Store or Apple App Store
  2. Log in with your registered mobile number
  3. Tap “Find Hospital”
  4. Enter your location or allow GPS access
  5. Browse the list of nearby empanelled hospitals

Method 3: Toll-Free Helpline

Call the Ayushman Bharat helpline at 14555 or 1800-111-565 to ask for a list of empanelled hospitals in your city.

How to Check Your Ayushman Card Status

Before visiting a hospital, it is important to verify your Ayushman card status to ensure your benefits are active. Here is how:

Online Method:

  1. Go to pmjay.gov.in
  2. Click “Am I Eligible”
  3. Enter your mobile number (linked to the beneficiary database)
  4. Enter the OTP sent to your phone
  5. Your eligibility and Ayushman card status will be displayed

Alternatively, you can check Ayushman card status through the Beneficiary Identification System (BIS) portal or the ABHA (Ayushman Bharat Health Account) app.

At Hospital:

Most empanelled hospitals have a dedicated Ayushman Mitra desk. Present your Ayushman card and Aadhaar card. The Ayushman Mitra will verify your status on the spot and help initiate the cashless admission process.

What Treatments Are Covered at Empanelled Hospitals?

The Ayushman Bharat scheme covers over 1,949 medical and surgical packages across 27 specialities. These include:

  • Cardiovascular procedures (bypass surgery, angioplasty)
  • Orthopaedic surgeries (knee replacement, hip replacement)
  • Oncology (chemotherapy, radiation therapy)
  • Neurological procedures (brain surgery, spinal surgeries)
  • Neonatal care and paediatric procedures
  • Mental health treatments
  • Emergency hospitalisation
  • Pre and post-hospitalisation expenses (up to 3 days pre- and 15 days post-hospitalisation)

Note that OPD (outpatient) treatments are generally not covered unless the government specifically expands the scheme.

Tips for Ayushman Cardholders Using Empanelled Hospitals

To make the most of your Ayushman card benefits, follow these practical tips:

  1. Always verify the hospital is on the current Ayushman card hospital list before admission, as the list is updated periodically.
  2. Carry both your Ayushman card and Aadhaar card for identity verification.
  3. Contact the hospital’s Ayushman Mitra desk immediately upon arrival for cashless processing.
  4. Do not pay for any covered treatment. If a hospital asks for money for covered procedures, report it to the PMJAY helpline.
  5. Keep a record of your treatment package number for follow-up.
  6. For planned surgeries, call the hospital in advance to confirm empanelment and bed availability.
  7. Check your Ayushman card status online before any hospitalisation to avoid last-minute issues.

State-Specific Hospital Lists and Integrated Schemes

Many states have integrated their own health schemes with Ayushman Bharat, expanding coverage and the list of empanelled hospitals. For example:

  • Maharashtra: MJPJAY (Mahatma Jyotiba Phule Jan Arogya Yojana) is integrated with AB-PMJAY
  • Andhra Pradesh: Dr. YSR Aarogyasri is merged
  • Tamil Nadu: Chief Minister’s Comprehensive Health Insurance Scheme
  • West Bengal: Swasthya Sathi supplements PMJAY

Beneficiaries in these states can access additional hospitals beyond the central PMJAY list. Check your state health authority’s website for the complete integrated hospital list.

What to Do If Your Preferred Hospital Is Not Empanelled

If your preferred hospital is not on the Ayushman card hospital list, you have a few options:

  1. Request empanelment: Hospitals can apply to join the PMJAY network. If you know a quality hospital that is not empanelled, inform the hospital management about the empanelment process at pmjay.gov.in.
  2. Use a nearby empanelled facility: The hospital finder tool shows the nearest available options. In most urban areas, there are multiple empanelled hospitals within a few kilometres.
  3. Emergency treatment: For life-threatening emergencies, you may receive initial stabilisation treatment at any hospital. However, continued cashless care must be transferred to an empanelled facility as soon as medically appropriate.

Conclusion

The Ayushman Bharat scheme has the potential to transform healthcare access for millions of vulnerable Indians. But to fully benefit, cardholders must know how to find the Ayushman card hospital list and verify their Ayushman card status before needing care.

Bookmark the pmjay.gov.in website, download the Ayushman Bharat app, and save the helpline number 14555 on your phone. With this knowledge, you are empowered to access the free healthcare you are entitled to — whenever and wherever you need it.

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