Sabeer Nelli Says Founders Who Know Cash Flow Make Better Funding Decisions

ByBusines Newswire

Fintech Leader Explains Why Young Founders Should Track Where Money Comes In and Goes Out Each Week

TYLER, TX, USA – November 10, 2026 – Sabeer Nelli, CEO of Zil Money, says young founders should understand how cash moves through their business before they decide how much funding to seek. According to Sabeer, a founder who can explain what comes in and what goes out each week is better placed to judge how much money the business needs and when.

Cash flow is not the same as revenue or profit. Revenue reflects income earned from business activities. Cash flow tracks the money moving into and out of the business over a period of time. As a hypothetical example, a company can record $60,000 in revenue in a month and still be short when payroll and vendor bills come due, if only $35,000 of that has been collected.

Sabeer suggests three questions a young founder can ask:

  • How much cash is in the account today?
  • Which bills are due in the next 30 days?
  • Which customers owe money, and since when?

“A young founder does not need a finance degree. They need to know what is coming in, what is going out and when. That is a good place to start,” says Sabeer.

The need for cash is common. In the Federal Reserve Banks’ 2026 Report on Employer Firms, 56% of surveyed employer firms that sought financing cited meeting operating expenses as a reason. The report draws on the 2025 Small Business Credit Survey, which received 6,525 responses from a nationwide convenience sample of small employer firms, not a random sample of all businesses. The survey does not show that cash-flow habits lead to better financing results.

“Funding can give a business more time, and knowing the numbers helps a founder use that time well,” says Sabeer.

Looking ahead, Sabeer Nelli believes mentors, schools and incubators can help young founders build this habit by teaching it early, with real invoices and real due dates instead of textbook examples.

Contact Info

Website: www.sabeer.com

LinkedIn: linkedin.com/in/sabeer-nelliparamban