Cash Discounting vs. Surcharging: A PayTrac Insider’s Guide to Slashing Credit Card Fees
In 2024, U.S. merchants paid a record-breaking $187.20 billion in processing fees just to accept card payments, according to the Nilson Report. For a small business owner, that number isn’t just a statistic. It’s a quiet crisis showing up on every monthly statement, representing new equipment you can’t afford, a marketing campaign you can’t launch,…