Why Vanguard’s Robo Advisor Falls Short and Human-AI Hybrids Are Winning
In the sleek digital realm of modern finance, robo-advisors once promised a revolution. Launched with fanfare, platforms like Vanguard Digital Advisor aimed to democratize wealth management, offering low-cost, algorithm-driven portfolios to everyday investors. Yet, as the sheen of automation fades, cracks in the robo-advisor model are emerging. Investors are increasingly turning to human wealth managers…