Virtual Card Maker Puts Customers, Vendors, and Employees in One Payee List
Payees can be imported from Excel, and each payee has its own history.
TYLER, TX, USA – November 9, 2026 –
Virtual Card Maker, a business virtual-card platform powered by Zil Money, keeps customers, vendors, and employees in one payee list, according to its features page. The list can be imported from Excel.
The payee list sits next to the money behind the cards. Cards draw from wallets, wallets are funded from connected bank accounts, and everyone the business pays is kept in the same list. A contractor, a software vendor, and an employee can all be found in one place, each with a payee history of their own.
“Paying people gets easier when the list of who you pay lives in one place. A team should not have to dig through spreadsheets to see what a vendor was paid,” said Sabeer Nelli, who serves as CEO of Virtual Card Maker.
The payee list is a record of who gets paid. Spending limits and merchant, location, and time restrictions are set on each card, not on the payee.
Timestamped logs cover transactions, bank accounts, and payees. A transaction can also carry a receipt, a comment, payment proof, and a reviewer, so the record of a payment stays attached to the payment.
About Virtual Card Maker
Virtual Card Maker is a business virtual-card platform built and operated by Zil Money. The platform enables businesses to create virtual Visa cards for employees, vendors, projects, and other business expenses. Cards can draw from a company wallet balance and carry individual spending limits and supported merchant, category, location, and time controls. Virtual Card Maker also supports bulk issuance through Excel or CSV uploads and programmatic card creation through its REST API.
Zil Money is a financial technology company and not a bank. Banking services are provided by participating partner banks. FDIC insurance coverage is available only on eligible deposits and subject to applicable limits and requirements. Products, features, and availability are subject to applicable terms and program conditions.
About Sabeer Nelli
Sabeer Nelli is the founder and CEO of Zil Money and OnlineCheckWriter.com, and serves as CEO of Virtual Card Maker. His entrepreneurial career began with the founding of Tyler Petroleum in 2005, and his experience managing business payments contributed to the development of Zil Money’s payment technology.
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Virtual Card Maker
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Website: VirtualCardMaker.com